top of page
  • thomas148cook

Why is My Venmo Payment Declined? Reasons & Solutions

Updated: Apr 11

Are you frustrated with your Venmo Payment being Declined? It can be a real bummer when you're trying to pay someone back or split the bill, only to find out that your transaction has been denied. But don't worry, it happens to the best of us! In this blog post, we'll dive into Some common reasons why your Venmo payment may be declined and provide solutions to help you get back on track. So grab a cup of coffee and let's figure out how to fix this issue together!

Reasons Why Your Venmo Payment May Be Declined

1. Insufficient Funds: This is one of the most common reasons for Venmo payment decline. Make sure that you have enough money in your account before making a transaction.

2. Technical Issues: Sometimes, Venmo may experience technical issues due to server problems or maintenance updates, which can cause payments to be declined.

3. Payment Limits: Venmo has daily and weekly limits on the amount you can send or receive through its platform. If you exceed these limits, your payment will be declined.

4. Security Reasons: In some cases, Venmo may flag a transaction as potentially fraudulent or suspicious and decline it for security reasons.

5. Incorrect Information: Double-check to make sure that all the information entered into the app is correct – including recipient username, amount, and payment method – as even minor errors can lead to payment declines.

6. Blocked Recipient: If someone has blocked you on Venmo or doesn’t have an active account anymore, any payments made to them will be declined automatically.

7. Frozen Account: If there’s been unusual activity detected on your account by Venmo's fraud detection system, your account may be temporarily frozen causing payments to get declined until they verify your identity again

8. Past-Due Payments: If there are unpaid debts from past payments then Venmo can block access until those issues are resolved.

9. Invalid Card/Bank Details - Double check if the card/bank details provided by you are valid and up-to-date otherwise it'll lead to the rejection of transactions

10. Verification Pending- Your bank/card requires additional verification steps like answering questions over email/phone after which access will be granted

These are just some examples of why a payment might not go through in Venmo! Keep reading for solutions on how to fix these issues!

Solutions to Venmo Payment Declined

If your Venmo Payment Declined, there are several solutions you can try to resolve the issue. Here are some of the most common solutions that have worked for many users:

Firstly, check whether your account has sufficient funds to cover the payment amount. If not, transfer or deposit money into your Venmo account and try again.

Secondly, ensure that you have linked a valid credit card or bank account to your Venmo account. If needed, update or add a new funding source and make sure it’s verified.

Thirdly, verify that you entered all payment details correctly such as the recipient's username, email address, or phone number along with the correct amount, and note if any.

Fourthly, contact Venmo customer support through their app by tapping on the “Get Help” option in the settings menu for further assistance in resolving the issue.

Last but very importantly protect yourself from scammers who pose as legitimate buyers/sellers by ensuring proper communication before making transactions

By trying these simple solutions when faced with a declined payment on Venmo, you may be able to quickly resolve this frustrating situation!

How Many Times Will Venmo Retry Payment?

If your Venmo Transaction Declined, you might wonder how many times the app will retry to process your transaction. The good news is that Venmo usually retries payments automatically up to two times before notifying you of the failed transaction.

The first retry typically happens within a few hours after the initial decline. During this time, Venmo checks if there are any issues with your funding source or account balance and tries to process the payment again.

If the second attempt fails, Venmo sends a notification to both parties involved in the transaction. The notification includes details about why the payment was declined and what steps you can take to resolve it.

It's worth noting that some transactions may not be retried at all due to security concerns or other issues. In such cases, you'll need to contact Venmo customer support for assistance.

To avoid multiple payment retries or declines altogether, make sure that your funding source has enough funds or credit available for the transfer and double-check all information before submitting a payment request on Venmo.


Venmo is an excellent payment platform that has revolutionized the way people make transactions. However, it can be frustrating when your payment gets declined for one reason or another. To avoid this issue, ensure that you have a sufficient balance in your account and confirm all details before making any transaction.

If your payment still gets declined despite everything seeming to be in order, try some of the solutions we've discussed above. These may include verifying your identity, updating the app to its latest version, or contacting customer support.

Remember that every problem has a solution and getting help from Venmo's customer service is always an option if nothing else works out for you. Keep these tips in mind next time you encounter issues with a declined Venmo payment and get back on track quickly!

84 views1 comment

1 Comment

Jim Logan
Jim Logan
Mar 17

I’ve been trying to send my children money. You won’t allow me to send. I have funds in my account. HELP.

bottom of page